SHAXSIY MOLIYA BOSHQARUVI: BARQAROR KELAJAK, KAPITAL STRATEGIYALARI VA MOLIYAVIY ERKINLIK SARI AMALIY YO‘L
Keywords:
Shaxsiy moliya, moliyaviy savodxonlik, budjetlashtirish, murakkab foiz, xavfsizlik yostiqchasi, diversifikatsiya, investitsiya portfeli, passiv daromad, inflatsiya, Kakebo.Abstract
Ushbu ilmiy-amaliy maqolada zamonaviy makroiqtisodiy sharoitda shaxsiy moliyani kompleks boshqarish, daromad va xarajatlar balansini optimallashtirish, xavfsizlik yostiqchasini shakllantirish hamda uzoq muddatli investitsion strategiyalar tahlil qilinadi. Shuningdek, maqolada moliyaviy psixologiya, kognitiv og‘ishlar, inflatsiya xatarlarini kamaytirish hamda qarzlarni tarkibiy qayta ko‘rib chiqish (restrukturizatsiya) mexanizmlari atroflicha yoritib berilgan.
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