BANKLARDA KIBERXAVFSIZLIKNI TA'MINLASHNING DOLZARB MASALALARINING MUHIM PRINSPLARI
Abstract
Ushbu maqolada zamonaviy bank tizimida kiberxavfsizlikni ta'minlashning dolzarb masalalari tahlil qilingan. Raqamli transformatsiya jarayonida banklarga qaratilgan kiberhujumlar soni va murakkabligi ortib borayotgani, shuningdek, ushbu tahdidlarning moliyaviy barqarorlikka ta'siri ko'rib chiqilgan. Tadqiqotda xalqaro standartlar (ISO 27001, NIST), sun'iy intellektga asoslangan himoya tizimlari va xodimlarning kiberxavfsizlik madaniyati masalalari yoritilgan. Natijalar shuni ko'rsatadiki, ko'p bosqichli autentifikatsiya, real vaqtda monitoring va doimiy xavf-xatarlarni baholash tizimlarini joriy etish banklarning himoya darajasini 40 foizgacha oshiradi. Maqolada O'zbekiston bank sektoridagi kiberxavfsizlikni takomillashtirish bo'yicha amaliy tavsiyalar berilgan.
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